Purchasing Power

Purchasing Power  

Overview

Purchasing Power helps you get what you need when it matters most, when paying cash or credit is challenging. From brand-name computers and electronics to furniture and appliances, we’re here for you with a program you can trust. Get your product upfront and then pay over 6 or 12 months directly from your paycheck.

While not a discount program, we provide you with a reliable way to fit unexpected purchases into your budget. You’ll always know the total product cost upfront - no credit checks, down payments or hidden fees.

  • Spending power - Access spending power for the things you need with no credit check.
  • Manageable payments - Automated fixed payments over 6 or 12 months.
  • Thousands of brand-name products - Find the items you need – for home, work, school and more.
  • Better choice - Alternative to loans, high-interest credit cards or rent-to-own.
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Purchasing Power makes it easier to shop and save on computers and more!
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TELL ME MORE

Purchasing Power allows you to purchase and pay for large ticket brand-name items such as computers, electronics, furniture, appliances, vacation packages and online education services using a convenient payroll deduction payment plan spread over time. It means payments are interest-free and easy to budget, so you won’t risk missing a payment and incurring late fees.

 

Contact Us

 Phone
1-855-373-1758
 Hours
  M-F 9a-6p ET
 Email
customer.service@mercer.com

How It Works

FAQs

Answers about the plan, including eligibility, options, enrollment, customer service and more.

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  • Who is the provider?
    Purchasing Power has served as a voluntary benefit that gives employees immediate access to thousands of products, for which you can purchase today and pay for over time through payroll deduction.

  • How can this help me?

    When paying with cash isn’t viable, it’s important to know your options and closely pay attention to the total price you’re paying. Every consumer should have full visibility into the total cost of product ownership so you can make choices that fit into your budget. With Purchasing Power, there are no hidden or escalating fees unlike other options like high-interest rate credit cards, payday loans or rent-to-own stores.

  • How do I find out what products are available and the costs?
    Click on the "Get Started" button. You will be redirected to Purchasing Power's website. If you are a first-time visitor of the site, click on "Sign Up." You will need to provide an email address, create a password and enter your employer information and how often you get paid. All orders are subject to a minimum amount. Please see site for details.

  • What if my employment status changes?
    If you are having payments deducted through payroll deduction and your employment status changes, Purchasing Power will be notified and will establish an alternative method of payment, if needed.

    If you miss three payroll deductions due to an approved unpaid leave of absence, you can make payments via the provided bank account/credit card over the remainder of the repayment period.

    When you leave or retire, you can continue to make payments via the provided bank account/credit card over the remainder of the repayment period.

  • When will the first payment come out of my paycheck?
    After your order ships, the first payment will be deducted from your next pay period's paycheck.

  • How long does it take to process my order?
    When you order, Purchasing Power automatically verifies your eligibility to make a purchase and your purchase limit. If you meet the eligibility requirements, your order will be processed and shipped.

    If you give us an email address, you'll get an order confirmation with your order details. When your order is shipped, you'll get an email with order tracking information.

  • What should I do if I want to return an item?
    Log in to your Purchasing Power account - for freight items, please contact customer service.

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.
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